Inheritance: What Will You Leave Your Kids?

Even though not many of us want to think about it, we will all have to plan what will happen with our entire estate once we have passed away. It might not be the most pleasant thing you will have to think about, but it is very important. Planning your inheritance well will ensure that your children are well looked after once you are no longer around to provide for them. Even if your children are already grown up with their own families by the time you do pass away, a strong inheritance plan will help them to increase their own financial situations. You might even have something left over the pass on to your grandchildren.

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The best thing you can do to plan for your inheritance is to write a last will and testament. You will need to do this with a lawyer, such as www.klenklaw.com, so that it can certified an official document. Once it has been signed off as official, it will have the final world once you are no longer around.

Do you already have an idea of the kinds of things you will leave your children in your will? Don’t worry if you haven’t got a clue. Many parents don’t have a clue, but you can easily work with a professional. Here are some great ideas.

Property

One of the main things that people leave to their next of kin is their home. If you share your property with your other half, then you will technically own half of what the property is currently worth. In the event of your death, this half will automatically pass onto your spouse. However, it is best to note this in your will as well so that there can be no confusion. If you own your house outright, then it is very important that you name who it should pass onto after your death. This way, there is no confusion for anyone left behind once you pass away. You don’t have to leave it to just one person either. So, if you have two or three children, you could leave the house to all of them. They will then receive a stake that is worth half or a third of the property value, depending on how many of them there are.

Cash

If you have any money in bank accounts and savings accounts, you should also mention this in your will and how it will be distributed. That way, there will be no dispute about how the money should be divided up between your children. This can make sure there is no way that the money falls into the wrong hands. You can also ensure that certain amounts of your money are used for specific purposes and are not wasted, such as X to pay off a mortgage or Y to spend on the funeral. However, you can take out life insurance policies to this effect, which could be a more cost-effective solution says Kim Wilhelm. When you are updating your will, it is really important to get an overview of your cash savings in their entirety. So, even if you have money dotted around in different accounts, be sure to find out exactly is in each of them so you know just how much you can share between your children and any other next of kin.

Investments

Don’t worry if some of your cash is tied up in investments. These can often be inherited as well. However, when it comes to traditional forms of investment, such as stocks and shares, they will need to be sold so that the person who inherits them can then start new investments in their own name. It isn’t always possible to simply switch the name on the account, even if the original holder is now deceased. This is slightly different with new forms of investments. So, if you’ve invested in a cryptocurrency, such as bitcoin on www.xcoins.io, your next of kin can simply inherit these without selling them first. But remember that it is always best for you to check on the official guidelines when it comes to including certain investments in your will as there are different restrictions with each one.

Family Heirlooms

Do you own something of particular value, such as an antique piece of furniture? Well, you don’t have to worry about what will happen to it after you have died, as valuable items can also be included in your final will. In fact, lots of people often include precious family heirlooms in their will so that their children will inherit them and that the item stays in the family for another generation. Unlike property or money, these valuable items can’t be split between different people, so you will need to think very carefully about who you want to pass it on to. Carefully thinking about this will also help you reduce any arguments that may arise between your children when they deal with your will and estate.

Land

It’s not just property that can be inherited. If you own some land, this can also be included in your will as well. As with leaving a house, you can split the ownership of your land between different people. So, if you wanted to leave it all of your children, they will be able to each have a stake in the land’s value. They can then discuss it amongst themselves as to whether they want to continue sharing it or if one of them wants to buy the others out so that they can own it all.

Your Business

If you are reading my blog, there is a very good chance that you run your own business. So, are you wondering what will happen to it once you pass away? If you are a partner in a business, then you could leave the value of your assets to someone in your will. If you are a sole trader or the only owner, then you can leave everything. Thankfully, inheriting a business is only rarely affected by inheritance tax. That’s because you will be able to apply for business relief which can help you escape from paying all that tax!

As you can see then, there are a lot of different assets that you can include in your last will and testament. If you need more guidance, though, it is worth speaking to a lawyer who specialises in estate inheritance. They will tell you everything you need to know.

This post is a collaborative effort by St. Louis Dad.

The Original Hot Dog is Delicious with Every Bite

My family is a hot dog family. My kids live on them. I always like to add one onto just about any meal. So when I found out Feltman’s out of Coney Island was selling the original hot dog online, I had to get me some.

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Ordering online was very simple and within a few clicks I found myself waiting for my hot dogs like a child. After a few days they arrive and I am immediately impressed by the look of these. I gave a call to the wife and told her to scrap her dinner plans because we were having some amazing looking hot dogs.

The kids were patiently waiting for me to finish cooking the hot dogs and once they were done the kids devoured them! Feltman’s Original Hot Dogs are all natural and nitrate-free without any fillers or unnatural ingredients. Feltman’s Hot Dogs are peppered with the Original Frankfurter Spice Blend, the way hot dog inventor, Charles Feltman, started it all!

Grilling, pan fried, roasted, and boiled, we tried them all sorts of ways and they all bring out that delicious flavor no matter how you cook them.

When it comes to toppings, obviously you can go with whatever you like. Personally, if it’s a coney dog, I need some coney sauce, but I am always happy with a little ketchup. The kids like ketchup like their dad but mom likes to go all out with the good stuff. Relish, onions, mustard, etc. It looks delicious and the smile on her face when she takes a bite is all the review you could need.

hotdogMemorial Day, Father’s Day, the Fourth, and Lavor Day is all just around the corner and a few packages of Feltman’s Original Hot Dogs would definitely make any dad happy, or just pick up some for your summer party or BBQ. Your guests will surely be surprised with these amazing original hot dogs!

Follow Feltman’s on social media!

Look for these tasty dogs in St. Louis Dad’s Father’s Day gift guide coming soon!

How to Beat a Video Game Faster Than Ever Before

If you love playing video games then you will also know how hard it can be to complete one fully. After all, they take hours of investment and by the time you get remotely close to the end of the game, you may feel as though you are bored of the whole thing. You may find that some of the combat moves get irritating and you may feel as though every scene is a repeat of the last. You would actually be able to avoid all of this if you just try and complete the game faster, before all of those little things start to irritate you so take a look below to find out more.

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Be Efficient

The first thing that you need to do is make sure that you are efficient. If you are not efficient in your gameplay then you will never complete the game that you are playing. One thing that you can do is work out if getting all of the collectibles is really worth it. For example, if the only thing that you get is a small, menial outfit or a sword that is for decorative purposes only then you probably won’t want to go through the effort of completing the game. Find out this information before you get any of the collectibles, as this can save you a ton of time.

Cheat

Another thing that you can do is cheat. When you use cheat codes, you can easily level up your character faster and you can also make yourself way more powerful as well. This can really speed up the whole thing and it can also make it much easier for you to get the abilities you need to complete the game. If you do want to make the whole gaming experience more fun and easier then check out sites such as IWantCheats to see if they can give you the help that you need.

Get a Walkthrough

If you want to blast through a game without having to think about the overall gameplay aspect or even the puzzles that you need to solve then download a walkthrough. When you do download a walkthrough, you will soon find that this is one of the best ways for you to skip past any awkward missions and it can also help you to go right to the objective you need without having to plan out how you are going to get there. If you are doing a quest then you can also make sure that you have everything you need before you get to your destination as well so you can essentially start the quest and complete it in the same conversation.

Video games are super fun, but sometimes they drag on so long that you just never end up completing them. By following the above tips, you can be sure to find out everything you need to know and you can also find ways of getting the whole game completed much faster as well.

This post is a collaborative effort by St. Louis Dad.

Why Is Technology So Annoying, Yet So Great?!

There should be no argument when it comes to talking about whether technology is amazing or not. It just is. It has made this world how it is today, however good or bad that might be. Without technology, we wouldn’t be able to live our lives the way we’re able to live them at the minute, and for that, we can all count ourselves as blessed. But as much as we’re blessed, we’re also cursed. There are so many downfalls to technology that have been created over the years. Whilst it aids us so much, it can cause just as many problems. Some of which we’re going to talk about today, so have a read on if you want to find out what problems it causes!

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An Indoor Generation

There are many ways of putting this. A phone generation, a boring generation… people have dubbed it many things. What we’re talking about is the children of the future, and how they’re now spending their childhoods. We can all agree that as children, we were always outside. Whether it be chattering away to ourselves playing in the garden, or out in the street playing with all the different children that might have been out that day. The memories we made were priceless. But now, children are spending more and more time indoors, only going outside when their parents take them outside. The desperation to be out in the street playing has gone. But, it’s not the child that should be to blame for something like this, the parent has just as much responsibility. It’s fine to let them watch TV in the morning, or of an evening, or even at lunch time, but you should be actively encouraging them to get outdoors. Don’t shove a phone or an Ipad in front of them, get them out in the street and playing with friends, just like the good old days.

Hassle Hassle & More Hassle

If you haven’t experienced first hand the frustration of technology breaking, or not doing what you want it to do, then you’re one lucky person. Technology can break so easily as it ages. The parts wear out, and it just doesn’t work as well as you would like it to. You’ve also got the issue of a device becoming blocked or locked, especially if you’re buying something second hand. If this ever happens to you, you can have a look on how to unlock certain things such as Icloud on Why The Lucky Stiff. If you ever have the problem of your tech just breaking altogether, you have two options. You can either sadly throw it away, and probably spend hundreds getting a new one. Or you can stick with it, and probably spend at least a hundred trying to get it fixed. But sometimes, your tech will just give up on you, and it’s the most frustrating thing in the world!

But Why Is It Great!?

Technology is just so great because it does so much for us. Even the most simplest of things in the home, such as the washing machine, wouldn’t be here today without the advancements of technology. The comfortable lives we lead is all thanks to technology!

This post is a collaborative effort by St. Louis Dad.